Five Star's In-House Financing
Are you "Credit Challenged"?
Let Five Star Help!
We Offer Our Own In-House Financing!
BUY HERE! PAY HERE!
What does "Buy Here Pay Here" mean?
Buy Here Pay Here (BHPH) financing means that you arrange a loan and make payments on it at the dealership. You purchase the car through what's referred to as in-house financing versus through a third party, such as a bank.
Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. You therefore "buy" the car at the dealership and "pay" on the loan at the dealership.
What are the benefits of Buy Here Pay Here financing?
1. Available cars, available credit
The most important benefit of BHPH financing is that it gives credit-challenged people the opportunity to get much-needed transportation. In many cases, BHPH is not just an option — they may be the only option when someone has been turned down by traditional loan institutions.
2. Opportunities to improve credit
One of the ways to rebuild a credit history is to make timely payments on an installment loan. If you consistently make payments on time with a BHPH car loan, we will report that positive behavior to the credit reporting agencies. Over time, your credit score can improve.
Five Star Hyundai of Warner Robins, Ga. has a great selection of vehicles that can be financed In-House, with competitive interest rates and payments.
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